Terms and Conditions

Last Modified May 27th, 2026  

INTRODUCTION

These terms and conditions between you and bizi, LLC, a New Jersey limited liability company, govern your use of bizianalytics.com and nrdlplus.com, including the NRDL+ Masterclass and Access360 membership program (collectively, the "Services").

In these terms and conditions, 'you' and 'users' refer to any individual or organization accessing or using the Services, including site visitors, free intelligence alert subscribers, Access360 Individual members, Access360 Enterprise members, and NRDL+ Masterclass registrants.

By using the Services, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use the Services. Failure to comply may result in the termination of your access to the Services.

ELIGIBILITY

To use the Services, you must be able to form a binding contract with bizi, LLC, and comply with this Agreement and all applicable laws. The Services are unavailable to anyone under 13 or any Users previously removed from the Services by bizi, LLC.

LICENSE TO USE SERVICES

The Services, along with their entire contents, features, and functionality, are the property of bizi, LLC, its licensors, or other providers of such material. They are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

All content produced by or for bizi, LLC, including content made available through Access360, NRDL+ Masterclass, or other bizi, LLC programs, is owned by bizi, LLC, except for third-party materials used under license or with express permission from the applicable rights holder.

All intellectual property rights are reserved, subject only to the limited licenses expressly granted below.

Individual Membership License

Access360 Individual Membership is granted to one named user. Each individual member receives a limited, non-exclusive, single-user license to access and view Access360 member content, including member briefings, Access360 archives, member Q&A responses, live sessions, recordings, and related materials made available through the Access360 membership program (“Member Content”), solely for the member’s own professional learning, analysis, and decision-making. The license is non-transferable except as expressly permitted under the applicable membership transfer policy.

Individual members may cite or reference limited excerpts from Member Content in internal business communications or internal presentations, provided that such use is limited in scope, does not reproduce substantial portions of the Member Content, does not substitute for access to the original Member Content, and includes attribution to “NRDL+ Executive Debrief / Access360” as the source.

Except as expressly permitted above, individual members may not copy, reproduce, distribute, forward, publish, post, upload, share, summarize for redistribution, or otherwise make Member Content available to any other person or entity, whether inside or outside their organization, without prior written consent from bizi, LLC.

Individual members may not share login credentials, content access links, or live session links, nor may they record, screen capture, photograph, transcribe, stream, or otherwise transmit or reproduce Member Content by any means.

All other content rights not expressly granted here are reserved by bizi, LLC.

Enterprise Membership License

Access360 Enterprise Membership provides a seat-based access structure for organizations enrolling multiple named users under a more efficient pricing arrangement. Each designated enterprise user receives individual Access360 member access and is subject to the same access, use, citation, and distribution restrictions applicable to Individual Access360 Members.

Named user logins are required for all Enterprise Membership access. Designated users may be selected from across functions and geographies within the same organization. Enterprise Membership does not grant organization-wide access, site-wide access, shared access, or any broader right to distribute, reproduce, circulate, or make Member Content available beyond the rights granted to each named user.

Seat assignments may be changed during the membership term only upon written request and in accordance with the applicable membership transfer policy.

All other content rights not expressly granted here are reserved by bizi, LLC.

NRDL+ Masterclass Registrants

NRDL+ Masterclass registrants are granted a limited, non-exclusive, non-transferable, single-user license to access and view Masterclass Content and attend live sessions solely for their own professional learning, analysis, and decision-making. “Masterclass Content” includes live sessions, recordings, pre-read materials, incorporated Access360 Member Content, NRDL+ Masterclass participant Q&A responses, and any related materials made available through the NRDL+ Masterclass program.

Masterclass registrants may not copy, download, save, print, reproduce, distribute, forward, publish, post, upload, share, summarize for redistribution, or otherwise make Masterclass Content available to any other person or entity without prior written consent from bizi, LLC.

Masterclass registrants may not share login credentials, content access links, or live session links, nor may they record, screen capture, photograph, transcribe, stream, or otherwise transmit or reproduce Masterclass Content by any means.

All other content rights not expressly granted here are reserved by bizi, LLC.

Confidentiality — All Users

For purposes of these terms, “Public Content” means content made available through the Services without paid access, registration-only access, subscriber-only access, or user-specific access. “Non-Public Content” includes Access360 Member Content, NRDL+ Masterclass Content, subscriber-only free content, and any other content made available through restricted access, registration-only access, paid access, or user-specific access.

Regardless of membership tier or program, all users agree to treat all Non-Public Content accessed through the Services as confidential and proprietary to bizi, LLC.

Restrictions Applicable to All Content

You must not:

• Sell, rent, or sublicense material from the Services;
• Reproduce, duplicate, copy, distribute, or otherwise exploit material from the Services except as expressly permitted under these terms;
• Republish material from the Services, including republication on another website or app, except for Public Content as permitted below;
• Modify, adapt, create derivative works from, or redistribute material from the Services except as expressly permitted under these terms;
• Use any manual process to monitor or copy material made available through the Services for any unauthorized purpose without our prior written consent;
• Use the Services in any way that causes, or may cause, damage to the Services or impairment of the availability or accessibility of the Services, or in any way that is unlawful, illegal, fraudulent, or harmful;
• Conduct any systematic or automated data collection activities, including scraping, data mining, data extraction, or data harvesting, from or in relation to the Services;
• Use content from the Services in advertising, promotional materials, marketing campaigns, or external commercial communications without bizi, LLC’s express written consent.

Additional Restrictions Applicable to Non-Public Content

You must not:

• Sublicense, resell, publish, distribute, or otherwise make Non-Public Content available to any third party without the prior written consent of bizi, LLC, except as expressly permitted under these terms;
• Use a group inbox to subscribe to free intelligence alerts, Access360, or NRDL+ Masterclass content;
• Share Non-Public Content with individuals who do not have valid access rights to that specific content, even if they are within your organization, except as expressly permitted under Permitted Use below;
• Use, input, upload, or otherwise incorporate any Non-Public Content from the Services into any artificial intelligence system, machine learning model, large language model, automated knowledge base, competitive intelligence platform, or similar technology, whether for training, fine-tuning, inference, retrieval-augmented generation, or any other purpose, without the prior written consent of bizi, LLC.

Permitted Use

You may share Public Content from the Services privately or on social media, provided such sharing includes attribution and a link to NRDL+ Executive Debrief or bizi, LLC.

Your computer may temporarily store copies of content from the Services in memory (i.e., RAM) incidental to your accessing and viewing those materials.

You may store files from the Services that are automatically cached by your Web browser for display enhancement purposes.

bizi, LLC reserves the right to terminate any or all of these exceptions at any time globally or on an individual user basis.

Restricted Access

Access to certain areas of the Services is restricted. bizi, LLC reserves the right to restrict access to other areas of the Services, or to the Services as a whole, at its discretion.

If bizi, LLC provides you with a user ID and password, secure sign-in link, or other access credentials to enable access to the Services, restricted areas of the Services, or other content, you must ensure that such credentials are kept confidential.

If bizi, LLC provides you with an RSS feed that includes Non-Public Content, you must not share that feed or use it in any application other than an RSS feed reader.

bizi, LLC may disable or suspend access to restricted areas, RSS feeds, or user accounts at its sole discretion, including where it reasonably believes these terms have been violated.

USER CONTENT

In these terms and conditions, “your user content” means any materials, including text, images, audio material, video material, and audio-visual material, that you submit to bizi, LLC in connection with your use of the Services.

For user content you submit to bizi, LLC, you grant bizi, LLC a limited, non-exclusive, royalty-free license to use, reproduce, and display such content solely for the purpose of providing, operating, delivering, administering, maintaining, and improving the Services, including responding to user submissions, organizing program Q&A, and sharing questions and responses with eligible participants as part of the applicable program.

bizi, LLC will not sell or license your submitted content to third parties or use it outside the operation, delivery, administration, or improvement of the Services, except with your consent. bizi, LLC will treat any business-sensitive context you provide in connection with NRDL+ Masterclass or the Access360 membership program as confidential, subject to bizi, LLC’s Privacy Policy.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action, whether against you, bizi, LLC, or a third party under any applicable law.

You must not submit any user content to bizi, LLC that you do not have the right to submit or that would violate any confidentiality, contractual, intellectual property, privacy, or other legal obligation.

bizi, LLC reserves the right to edit or remove any material submitted to bizi, LLC or hosted or published through the Services.

Notwithstanding bizi, LLC’s rights under these terms and conditions in relation to user content, bizi, LLC does not undertake to monitor the submission of such content to, or the publication of such content through, the Services.

Publicity Release and Recordings

Portions of the Services, including NRDL+ Masterclass and the Access360 membership program, may be recorded for program delivery, participant access, internal quality assurance, and, where you have separately provided written consent, marketing or educational purposes. Where recording occurs, bizi, LLC will notify participants in advance.

Recordings made for program delivery or participant access may be made available to eligible registrants, members, or designated users in accordance with the applicable program license. Recordings made solely for internal quality assurance purposes will not be distributed or publicly disclosed without your prior written consent.

If you provide written consent for marketing use, you grant bizi, LLC a non-exclusive, revocable license to use recordings of your image, likeness, and voice solely for the agreed marketing purpose. You may withdraw this consent at any time by notifying bizi, LLC in writing, and bizi, LLC will cease further use of the relevant recordings upon receipt of such notice.

Content Release and Indemnification

You release bizi, LLC and any persons acting under its permission or authority from any claim, liability, or action in law, including claims for defamation, copyright infringement, or invasion of privacy arising in connection with your user content, except to the extent arising from bizi, LLC’s unauthorized use or disclosure in violation of these terms or its Privacy Policy.

Further, you agree to indemnify, defend, and hold harmless bizi, LLC and any persons acting under its permission or authority from and against any third-party claims arising from or relating to your user content, including claims that your user content or the use of your user content infringes upon any patent, trademark, copyright, trade secret, or other intellectual property rights.

COMPLIANCE WITH LAWS AND TRADE COMPLIANCE

You agree to comply with all federal, state, local, and foreign laws, rules, and regulations applicable to these terms and conditions or your activities under these terms and conditions, including but not limited to laws relating to anti-bribery, anti-corruption, anti-money laundering, export controls, and economic sanctions.

Further, you represent and warrant that you are not subject to sanctions, designated on any list of prohibited or restricted parties, or owned or controlled by any such party, including but not limited to lists maintained by the United Nations Security Council, the U.S. government, including the U.S. Department of the Treasury’s Specially Designated Nationals List and Foreign Sanctions Evaders List and the U.S. Department of Commerce’s Entity List, the European Union or its member states, or any other applicable government authority.

DATA PRIVACY AND INTERNATIONAL COMPLIANCE

bizi, LLC collects and processes personal data in connection with your use of the Services. Such data is handled in accordance with bizi, LLC’s Privacy Policy, available at https://www.nrdlplus.com/privacy-policy/, which is incorporated by reference into these terms and conditions.

For users located in the European Economic Area, United Kingdom, or Switzerland, bizi, LLC processes personal data in accordance with applicable data protection laws, including, where applicable, on the basis of contractual necessity, legitimate interests, legal obligation, consent, or other lawful bases described in the Privacy Policy. Data subject rights, including rights of access, rectification, erasure, restriction, portability, objection, and withdrawal of consent, may be exercised using the contact information provided below or in the Privacy Policy.

Personal data may be transferred to and processed in the United States and other countries outside your jurisdiction. Where such transfers occur from the European Economic Area, United Kingdom, or Switzerland, bizi, LLC will implement appropriate safeguards, including Standard Contractual Clauses or other transfer mechanisms recognized under applicable law.

For California residents, additional rights under California privacy laws, including the California Consumer Privacy Act as amended, are described in the California Consumer Rights Notice below and in bizi, LLC’s Privacy Policy.

TRACKING DATA AND COOKIES

The Services use cookies in accordance with bizi, LLC's Privacy Policy, which is incorporated into these terms and conditions by reference. By using the Services, you consent to bizi, LLC's use of cookies as described therein.

NO WARRANTIES

NOTHING PROVIDED VIA THE SERVICES CONTAINS, NOR IS IT FOR THE PURPOSE OF CONSTITUTING, AND CANNOT BE CONSTRUED AS, POLICY, INVESTMENT, LEGAL, TAX, ACCOUNTING, MARKET ACCESS, REIMBURSEMENT, OR OTHER REGULATED ADVICE. STATEMENTS OF EXPECTATION, FORECASTS, AND PROJECTIONS RELATE TO FUTURE EVENTS AND ARE BASED ON ASSUMPTIONS THAT MAY NOT REMAIN VALID FOR THE WHOLE OF THE RELEVANT PERIOD. SUCH STATEMENTS ARE PROVIDED FOR INFORMATIONAL AND STRATEGIC DISCUSSION PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS THE SOLE BASIS FOR ANY BUSINESS, FINANCIAL, LEGAL, REGULATORY, MARKET ACCESS, REIMBURSEMENT, OR OTHER DECISION. ANY RELIANCE YOU PLACE ON SUCH INFORMATION IS STRICTLY AT YOUR OWN RISK.

YOU ARE AWARE OF AND AGREE THAT BIZI, LLC AND ITS LICENSORS SHALL NOT BE RESPONSIBLE FOR ANY LOSS THAT YOU SUFFER AS A RESULT OF ANY FINANCIAL, LEGAL, REGULATORY, MARKET ACCESS, REIMBURSEMENT, COMMERCIAL, OR STRATEGIC TRANSACTION OR DECISION, REGARDLESS OF WHETHER OR NOT YOU ENTER SUCH TRANSACTION OR MAKE SUCH DECISION BASED IN ANY WAY UPON ANYTHING YOU LEARN FROM THE SERVICES.

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. USE OF THE SERVICES IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

WITHOUT LIMITING THE FOREGOING, BIZI, LLC, ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE, OR CORRECT; THAT THE SERVICES WILL MEET YOUR REQUIREMENTS; THAT THE SERVICES WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DOWNLOADED AT YOUR OWN RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICES.

BIZI, LLC DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE BIZI, LLC SERVICES OR ANY HYPERLINKED WEBSITE OR SERVICE, AND BIZI, LLC WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

LIMITATIONS OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BIZI, LLC, ITS MANAGERS, MEMBERS, AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM INFORMATION OBTAINED THROUGH THE SERVICES, OR FROM THE USE OF, OR INABILITY TO USE, THE SERVICES.

UNDER NO CIRCUMSTANCES WILL BIZI, LLC AND ITS LICENSORS BE RESPONSIBLE FOR ANY LEGAL, REGULATORY, INVESTMENT, FINANCIAL, MARKET ACCESS, REIMBURSEMENT, COMMERCIAL, OR STRATEGIC DECISIONS YOU MAKE AS A RESULT OF ANY INFORMATION OBTAINED THROUGH THE SERVICES.

FURTHERMORE, UNDER NO CIRCUMSTANCES WILL BIZI, LLC BE RESPONSIBLE FOR ANY DAMAGE, LOSS, OR INJURY RESULTING FROM HACKING, TAMPERING, OR OTHER UNAUTHORIZED ACCESS OR USE OF THE SERVICES OR YOUR ACCOUNT, OR THE INFORMATION CONTAINED THEREIN.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BIZI, LLC ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY:

(I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT;

(II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF OUR SERVICES OR ANY INFORMATION OBTAINED THROUGH THE SERVICES;

(III) ANY UNAUTHORIZED ACCESS TO OR USE OF PERSONAL INFORMATION STORED THROUGH OUR THIRD-PARTY SERVICE PROVIDERS OR OTHERWISE IN CONNECTION WITH THE SERVICES;

(IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES;

(V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY;

(VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICES;

(VII) VIOLATION OF ANY PERSON’S OR ENTITY’S INTELLECTUAL PROPERTY RIGHTS ARISING FROM USER CONTENT, THIRD-PARTY CONTENT, OR YOUR UNAUTHORIZED USE, REPRODUCTION, DISTRIBUTION, OR MODIFICATION OF CONTENT; AND/OR

(VIII) USER CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY.

IN NO EVENT SHALL BIZI, LLC, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS, OR LICENSORS BE LIABLE TO YOU FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES, OR COSTS IN AN AMOUNT EXCEEDING THE AMOUNT YOU PAID TO BIZI, LLC FOR THE APPLICABLE SERVICES GIVING RISE TO THE CLAIM DURING THE TWELVE MONTHS PRECEDING THE CLAIM.

THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF BIZI, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

SOME STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

THIS AGREEMENT GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE. THE DISCLAIMERS, EXCLUSIONS, AND LIMITATIONS OF LIABILITY UNDER THIS AGREEMENT WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

THE SERVICES ARE OPERATED BY BIZI, LLC, A NEW JERSEY LIMITED LIABILITY COMPANY. BIZI, LLC MAKES NO REPRESENTATIONS THAT THE SERVICES ARE APPROPRIATE OR AVAILABLE FOR USE IN ALL LOCATIONS. THOSE WHO ACCESS OR USE THE SERVICES FROM JURISDICTIONS OUTSIDE THE UNITED STATES DO SO VOLUNTARILY AND ARE RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE UNITED STATES AND LOCAL LAWS AND REGULATIONS, INCLUDING BUT NOT LIMITED TO EXPORT AND IMPORT REGULATIONS.

Indemnity

You hereby indemnify bizi, LLC and undertake to keep bizi, LLC indemnified against any losses, damages, costs, liabilities, and expenses, including without limitation legal expenses and any amounts paid by bizi, LLC to a third party in settlement of a claim or dispute on the advice of bizi, LLC’s legal advisers, incurred or suffered by bizi, LLC arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Content Warranty and IP Representation

bizi, LLC represents and warrants that, to the best of its knowledge, the content and materials published or delivered through the NRDL+ Masterclass and Access360 program do not infringe the intellectual property rights of any third party. bizi, LLC does not warrant the content of third-party sources referenced or cited within its materials.

Non-Public Content, including Access360 Member Content and NRDL+ Masterclass Content, is licensed only within the scope expressly granted under these terms and conditions. Users are not authorized to republish, redistribute, sublicense, or otherwise make such content available to third parties, except as expressly permitted under these terms and conditions. Any liability arising from unauthorized use of content beyond the scope of the license granted under these terms and conditions remains solely with the user.

PAYMENT INFORMATION; MEMBERSHIP TERMS; TAXES

All information that you provide in connection with a purchase, transaction, or other payment through the Services must be accurate, complete, and current. You agree to pay all charges incurred through any credit card, debit card, or other payment method that you provide or authorize, at the prices in effect when such charges are incurred. You are responsible for any applicable taxes relating to such purchases or transactions.

Access to the Services is conditioned upon clearance of all applicable payments in full. bizi, LLC reserves the right to suspend or terminate access to the Services if any payment is not cleared, is reversed, or is otherwise not received.

Payment: Access360 Membership Renewal

Access360 Membership is offered on an application basis. Membership is available through individual and enterprise access options. All memberships are annual and do not renew automatically.

Approximately 60 days prior to the expiration of your current membership term, bizi, LLC may contact you by email at your registered address to initiate the renewal process. Renewal is not guaranteed and is subject to bizi, LLC’s acceptance. Membership rates are subject to change at renewal, and bizi, LLC will communicate the applicable rate in the renewal outreach.

Because Access360 Membership does not renew automatically, cancellation through an online portal or account settings is not available. If you do not wish to continue your membership, you may decline renewal. Unless otherwise terminated under these terms and conditions, access will continue through the end of the current annual membership term.

Payment: Refund Policy

The following refund policy applies to the Services offered by bizi, LLC:

• Access360 Individual Membership Annual: No refund will be issued once payment has been made, except as expressly provided in this refund policy. If a member’s role changes or they are otherwise unable to continue their membership, the member may submit a written request to bizi, LLC nominating another eligible individual to assume the remaining membership term. bizi, LLC may approve and facilitate the transfer at its sole discretion. bizi, LLC is not responsible for identifying a replacement.
• Access360 Enterprise Membership Annual: No refund will be issued once payment has been made, except as expressly provided in this refund policy. If a designated enterprise user’s role changes or they leave the organization during the membership term, the organization may submit a written request to transfer the remaining user access to another individual within the same organization. bizi, LLC may approve and facilitate the transfer at its sole discretion.
• NRDL+ Masterclass Programs: A full refund is available on or before the enrollment close date for the applicable program, ending at 11:59 PM U.S. Eastern Time. After the enrollment close date, no refund will be issued.
• Exceptions: bizi, LLC reserves the right to issue refunds or credits at its discretion in cases of technical failure, service unavailability, or program cancellation attributable to bizi, LLC.

Payment: Membership Rates and Pricing  

Access360 Membership: Membership rates for Access360 Individual and Enterprise tiers are subject to change at each annual renewal. The applicable renewal rate will be communicated to you in the renewal outreach sent approximately 60 days prior to the expiration of your current membership term. Renewal at a revised rate requires your affirmative acceptance. Current-term pricing is not affected by any rate change announced during that term.

NRDL+ Masterclass: Masterclass programs are offered periodically on a cohort basis. Pricing may vary between cohorts and will be communicated at the time of enrollment for each program. Enrollment in a prior cohort does not guarantee the same pricing for future cohorts.

ARBITRATION, GOVERNING LAW, AND VENUE

The validity, interpretation, performance, and enforcement of these terms and conditions shall be governed by the laws of the State of New Jersey, without regard to its conflict of law principles.

Except for claims seeking temporary, preliminary, or permanent equitable relief for unauthorized use, disclosure, reproduction, distribution, or misuse of the Services or content made available through the Services, any dispute, controversy, or claim arising from or relating to these terms and conditions shall be finally and exclusively resolved by binding arbitration held in New Jersey under the rules of the American Arbitration Association then in effect.

You hereby irrevocably and unconditionally waive any right you may have to a trial by jury with respect to any dispute, controversy, or claim relating to these terms and conditions.

The arbitrator may grant any remedy the arbitrator deems just and equitable within the scope of the arbitration agreement, except that the arbitrator may not grant any remedy inconsistent with or in violation of the Limitation of Liability section. The award of the arbitrator shall be final and binding, and judgment on the award may be entered in any court having jurisdiction.

For any claim not subject to arbitration under this section, the parties consent to the jurisdiction and venue of the state and federal courts located in New Jersey.

BREACHES OF THESE TERMS AND CONDITIONS

Without prejudice to bizi, LLC’s other rights under these terms and conditions, if you breach these terms and conditions in any way, bizi, LLC may take such action as it deems appropriate to address the breach, including suspending or terminating your access to the Services, prohibiting you from accessing the Services, blocking IP addresses or other access methods, contacting your internet service provider to request that they block your access to the Services, and seeking equitable relief or other urgent remedies through court proceedings where necessary to prevent irreparable harm, without waiving the right to arbitration for resolution of the underlying dispute.

REMEDIES

The rights and remedies under these terms and conditions are cumulative and are in addition to, and not in substitution for, any other rights and remedies available at law, in equity, or otherwise.

You acknowledge that a breach or threatened breach of certain obligations under these terms and conditions may give rise to irreparable harm to bizi, LLC for which monetary damages would not be an adequate remedy, and you agree that in the event of such breach or threatened breach, bizi, LLC shall be entitled to seek equitable relief, including a temporary restraining order, an injunction, specific performance, and any other relief that may be available from a court of competent jurisdiction, to the extent permitted by law, without any requirement to post bond.

VARIATION

bizi, LLC may revise these terms and conditions from time to time. Revised terms and conditions will apply to the use of the Services from the date of publication on nrdlplus.com and bizianalytics.com, unless otherwise stated. For material changes that affect Access360 members, NRDL+ Masterclass registrants, or free intelligence alert subscribers, bizi, LLC will use reasonable efforts to notify the relevant users by email prior to the changes taking effect. Please check this page regularly to ensure you are familiar with the current version.

ASSIGNMENT

bizi, LLC may transfer, assign, subcontract, or otherwise deal with bizi, LLC's rights and/or obligations under these terms and conditions without notifying you or obtaining your consent. You may not transfer, assign, subcontract, or otherwise deal with your rights and/or obligations under these terms and conditions without the prior written consent of bizi, LLC, except as expressly permitted under the applicable membership transfer policy.

SEVERABILITY

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

THIRD-PARTY LINKS

The Services may contain links to third-party websites, advertisers, services, special offers, or other events or activities that are not owned or controlled by bizi, LLC. bizi, LLC does not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access a third-party website through the Services, you do so at your own risk, and you understand that these terms and conditions and bizi, LLC's Privacy Policy do not apply to your use of such sites. You expressly relieve bizi, LLC from any and all liability arising from your use of any third-party website, service, or content.

FORCE MAJEURE

bizi, LLC shall not be liable or responsible to you, nor be deemed to have defaulted under or breached these terms and conditions, for any failure or delay in fulfilling or performing any term of these terms and conditions, when and to the extent such failure or delay is caused by or results from acts beyond the affected party's reasonable control, including, without limitation: (a) acts of God; (b) flood, fire, earthquake, or explosion; (c) war, invasion, hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest; (d) government order or law; (e) actions, embargoes, or blockades in effect on or after the date of these terms and conditions; (f) action by any governmental authority; (g) labor disputes, supply chain disruption, telecommunications failure, internet service interruption, cybersecurity incident, failure of third-party service providers, platform outages, or payment processor disruption; and (h) national or regional emergency.

OTHER PARTIES

You accept that, as a limited liability entity, bizi, LLC has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against bizi, LLC's members, managers, officers, or employees in respect of any losses you suffer in connection with the use of the Services.

ENTIRE AGREEMENT

These terms and conditions, together with any applicable order form, registration terms, program-specific terms, membership confirmation, and bizi, LLC’s Privacy Policy, constitute the entire agreement between you and bizi, LLC in relation to your use of the Services and supersede all previous agreements in respect of your use of the Services, except to the extent a separate written agreement signed by bizi, LLC expressly provides otherwise.

CALIFORNIA CONSUMER RIGHTS NOTICE

California users of the Services are entitled to the following consumer rights notice pursuant to California Civil Code Section 1789.3: If you have a question or complaint about bizi, LLC, our products, or our Services, please contact us using the contact information below. You may also contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs via telephone at (800) 952-5210 or (916) 445-1254 or via mail to Department of Consumer Affairs, Consumer Information Division, 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834.

CONTACT

bizi, LLC's address is 230 Kings Highway East, Suite 210, Haddonfield, NJ 08033. You can also contact bizi, LLC via our web contact form [https://www.bizianalytics.com/contactus].